About Us

Merchant Partners provides a global internet-overlay network focused on providing secure, reliable, real-time transaction management. Transactions are captured at the POS through either our dial, IP or Host-to-Host communications network and presented to the corresponding banking or private network platform.

Merchant Partners is Visa CISP (Cardholder Information Security Program) and MasterCard SDP (Site Data Protection Program) compliant, and uses a variety of encryption methods including the 3DES encryption standard for Pin Debit transactions to secure each transaction across our network. Our proprietary Internet-overlay network is managed in house by Merchant Partners on a real-time redundant secure network.

The network is built for moving any type of real-time data such as financial transactions including Credit Card, Debit Card (Pin and Pin-less) Check (Authorization, Verification, and Guarantee), ACH (Debit, Credit, Conversation and Imaging), and micro-payments as well as quasi-financial network transactions including Gift, Rewards, Loyalty, Prepaid, Stored Value, and other non-financial instruments.

Merchant Partners' origins date from its founding in 1994 as ATS (Automated Transaction Services, Inc.), the first online transaction processing gateway.

The Gateway was and continues to be a pioneer in the online commerce industry allowing merchants the ability to process real-time credit, debit (Pin and Pin-less) cards, ACH and Check transactions over the web, on the phone and through the Internet.

In 1999 ATS was acquired by Merchant Commerce and partnered with industry leaders such as IBM, Mind Spring, Intershop, and others to power their transaction switches for merchant acquiring.

In January of 2004 Merchant Commerce was acquired by Merchant Partners. Merchant Partners provides core merchant services solutions to merchants worldwide through its online platform that powers some of the best known businesses including SAM’S Club, FiServ, YP.com and Sallie Mae to name a few. Merchant Partners is a registered ISO of HSBC and Wells Fargo Bank.